Investment Property Loan Virginia: DSCR, Conventional & Non-QM Options for Short Pump Investors
This guide breaks down the four primary investment property loan Virginia investors use — DSCR, conventional, bank statement, and non-QM — with a focus on Short Pump and Henrico County’s competitive rental market. Mortgage broker Duane Buziak, NMLS #1110647, explains how to match the right loan structure to your deal so the numbers actually work.
Jumbo Loan Richmond Virginia: What Buyers Need to Know in 2026
This guide explains how jumbo loan Richmond Virginia financing works in 2026, including the $806,500 FHFA conforming limit that triggers jumbo requirements in Henrico County and Short Pump. Independent mortgage broker Duane Buziak (NMLS #1110647) shops 500+ wholesale lenders simultaneously — with no hard credit inquiry — so buyers in West End neighborhoods like Green Gate and West Broad Village get competing offers and the best available terms.
7 Strategies Physicians in Short Pump VA Should Use Instead of Physician Mortgage Loan Programs
Physicians relocating to Short Pump and Henrico County for VCU Health, Bon Secours, or HCA Virginia often search for physician mortgage loan programs — but independent mortgage broker Duane Buziak (NMLS #1110647) explains why access to 500+ wholesale lenders frequently delivers lower rates and better terms than niche physician loan products from retail banks.
7 Low Credit Score Mortgage Options That Work in Short Pump VA (2026)
Buyers in Short Pump and Henrico County with less-than-perfect credit have more low credit score mortgage options than they realize — including FHA loans down to 500 FICO, VA and USDA programs, and non-traditional income paths available through an independent broker with access to 500+ wholesale lenders. Duane Buziak (NMLS #1110647) offers a soft pull mortgage pre-approval with no hard inquiry so you can explore your real options without any credit risk.
No Doc Mortgage for Self-Employed Buyers in Short Pump VA: Bank Statement, DSCR & Non-QM Options Explained (2026)
Self-employed buyers in Short Pump and Henrico County who are turned down by conventional lenders have real alternatives: today’s no doc mortgage for self employed borrowers includes bank statement loans, DSCR products, and other Non-QM options that qualify income based on actual cash flow — not tax-reduced adjusted gross income. Duane Buziak, NMLS #1110647, explains every option and offers a soft pull pre-approval with no hard credit inquiry.
Bridge Loan for Home Purchase in Short Pump VA: How It Works, What It Costs, and When to Use One
A bridge loan for home purchase is a short-term financing tool that lets Short Pump and Henrico County homeowners tap existing home equity before their current property sells, enabling them to make strong, non-contingent offers in a competitive market. Duane Buziak, NMLS #1110647, explains how bridge loans work, what they cost, and when they make strategic sense for buyers in Short Pump, VA.
7 Best Second Home Financing Options for Short Pump & Henrico County Buyers
Short Pump and Henrico County homeowners have seven proven second home financing options to leverage their equity — from conventional second-home loans to cash-out refinances — each with different rate premiums, down payment requirements, and DTI considerations. Mortgage broker Duane Buziak (NMLS #1110647) breaks down every strategy so Richmond-area buyers can confidently add a vacation property or investment retreat to their portfolio.
9 Best High DTI Mortgage Approval Options in Short Pump VA (2026)
This guide covers the 9 best high DTI mortgage approval options available to Short Pump and Henrico County buyers in 2026, ranking each program by flexibility, accessibility, and real-world approval rates. Independent broker Duane Buziak (NMLS #1110647) explains how borrowers with student loans, car payments, or debt above the standard 43% DTI threshold can still qualify — often without a hard credit inquiry.
7 Best Low Down Payment Mortgage Options for Short Pump & Henrico County Buyers in 2026
Short Pump mortgage broker Duane Buziak (NMLS #1110647) breaks down the 7 best low down payment mortgage options available to Henrico County and Short Pump buyers in 2026 — including $0-down VA and USDA loans, 3.5% FHA, 3% conventional, and down payment assistance programs like Dynamo DPA and Turbo DPA — and explains why an independent wholesale broker with access to 500+ lenders can find combinations no single retail lender can match.
Best Loans for Self Employed Richmond Buyers
Find the best loans for self employed buyers in Richmond, including bank statement, conventional, FHA and DSCR options, with a credit-safe first step.