Tag: Licensed States: VA, FL, TN, GA, DC, NC, SC, MD

TRID Mortgage Disclosure Requirements: What Short Pump Homebuyers Must Receive and When

Mortgage Approval Process Explained: What Short Pump Buyers Need to Know in 2026

TRID mortgage disclosure requirements give Short Pump homebuyers a Loan Estimate within three business days of applying and a Closing Disclosure at least three business days before closing. Short Pump mortgage broker Duane Buziak (NMLS #1110647) explains what each form contains, when the clocks start, which fees can rise, and how to use both forms to compare offers and control costs on a Henrico County purchase.

7 Strategies to Decide Between Lease to Own vs Mortgage in Short Pump, VA (2026)

7 Strategies to Decide Between Lease to Own vs Mortgage in Short Pump, VA (2026)

Short Pump buyers with thin credit or small down payments are often pitched lease to own, but the fees can cost thousands without delivering a home. Duane Buziak, NMLS #1110647, a Short Pump mortgage broker, shares seven strategies for comparing lease to own vs mortgage so you choose the path that ends with a deed in your name.

Mortgage Closing Costs Explained: What Short Pump VA Buyers Really Pay in 2026

7 Proven Strategies to Choose Between a Home Equity Loan vs. Refinance in Short Pump VA

Mortgage closing costs explained for Short Pump VA buyers: expect roughly 2% to 5% of the purchase price, or about $10,400 to $26,000 on a $520,000 home. Duane Buziak, a Short Pump mortgage broker (NMLS #1110647), breaks down every Closing Disclosure line item and shows legitimate ways to reduce what you pay, starting with a soft credit pull mortgage review.