Tag: First Time Home Buyer Virginia

7 Strategies to Get a Home Loan for Gig Economy Workers in Short Pump, VA (2026)

7 Strategies to Keep Home Inspection Issues From Causing a Mortgage Denial in Short Pump VA

Short Pump mortgage broker Duane Buziak (NMLS #1110647) explains seven strategies for getting a home loan for gig economy workers in Short Pump and Henrico County, VA. Rideshare drivers, freelancers, and contractors can qualify when income is documented correctly, starting with a NoTouch Credit Pull that shows where you stand without a hard inquiry.

Earnest Money Deposit: How Much Do You Need in Short Pump, VA?

Earnest Money Deposit: How Much Do You Need in Short Pump, VA?

Earnest money deposit how much is typical for Short Pump buyers? Most put down 1% to 3% of the price, about $5,200 to $15,800 on a median Henrico County home, and it is credited back at settlement. Duane Buziak (NMLS #1110647), a Short Pump mortgage broker, explains how to size the deposit against your cash to close and verify financing early with a soft credit pull.

How to Do Debt Consolidation Through Refinance in Short Pump, VA (2026 Step-by-Step Guide)

First Time Home Buyer Loan Guidelines

Debt consolidation through refinance lets Short Pump homeowners roll credit cards, personal loans, and other debts into one mortgage payment. Duane Buziak, a Short Pump mortgage broker (NMLS #1110647), walks through each step from listing your debts and starting with a soft pull check to the day payoffs reach your creditors, so you can decide if it fits your home and budget.